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Tools & Tips
Welcome To The Home-Buying Experience!
Buying a home is one of the most important financial decisions you’ll
ever make. A home can be an excellent investment because most houses increase
in value over the years. Home ownership also may bring tax benefits. The
type of home you buy, its location and the monthly mortgage payments you
choose are all very important aspects of the process.
Below are the basic steps you will take on the road to owning your own
home.
- Choose a lender.
- Learn the terms used in buying a home.
- Get prequalified, or even better, get preapproved for a loan.
- Decide on type of home you want.
- Decide on the features you want in your home.
- Choose a real estate agent.
- Start house hunting.
- Find a home you want and can afford.
- Make an offer in writing.
- When your offer is accepted, find an inspector.
- Find a lawyer if you feel you need one.
- Choose the best mortgage for you.
- Prepare for the closing.
- Go to the closing.
- Congratulations!
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